Privacy Policy\n\nLast updated: May 2026\n\nsmdpanel Pvt Ltd operates smdpanel. This policy explains what we collect, how we use it, and your rights.\n\n## 1. Data we collect\n\n- Account data: email, name (optional), password hash, locale, currency, country code.\n- Order data: service IDs, target links, quantities, charges.\n- Payment data: payment gateway transaction references. We never store card numbers.\n- Technical data: IP address, browser user agent, last-login timestamp.\n- Cookies: session cookies for authentication, no third-party tracking pixels.\n\n## 2. How we use it\n\n- To deliver the Service: place orders, credit your wallet, route to upstream providers.\n- To prevent fraud: rate limits, velocity checks, manual review.\n- To comply with legal obligations under Indian DPDP Act 2023, FEMA, and GST.\n- To send transactional emails.\n\n## 3. Third parties we share with\n\n- Upstream providers: receive only the link and quantity for each order.\n- Payment gateways: receive what they need to process payments.\n- Infrastructure providers (Vercel, Cloudflare, Turso, Resend): process under DPAs.\n\nWe do not sell your data. We do not run third-party advertising pixels.\n\n## 4. Your rights\n\nUnder DPDP Act 2023 and GDPR, you have the right to access, correct, delete your data, and to withdraw consent. Email support@smdpanel.com to exercise these rights.\n\n## 5. Data retention\n\nWe retain account and transaction records for 7 years to comply with Indian financial record-keeping rules.\n\n## 6. Breach notification\n\nIn the event of a personal data breach, we will notify affected users and the Data Protection Board of India within 72 hours.\n\n## 7. Children\n\nThe Service is not directed to anyone under 18.